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First of all, there are 2 sets of rules where credit cards are concerned. The CREDITOR only be able to go after the CARDHOLDER (whoever's name is on the card and signed for responsibility). By law, they are unable to proceed against the spouse unless she is also on the card and has signed for responsibility. Now, as far as family law (divorce), BOTH people are responsible for the card if the card was opened and used DURING the course of the marriage. Since there are 2 sets of rules that apply, the way it work is this: Your divorce Judge determine who is responsible for what portion of the total debt. He spell out who pays what amount of each and every debt. The two of you are to abide by this and do what you are ordered to do regardless of what the Creditor's rules are. If the debt is not paid, and the Creditor has to proceed with further action, the Creditor then take further action against whoever's name is on the credit card and signed for services. It is then YOUR responsibility to take your ex back into court on a Rule To Show Cause for why she should not be held in contempt of court for failing to abide by her court order. Understand, this do NOTHING to stop the Creditor from proceeding against the party who signed for services and name is on the card. They do not have to abide by the divorce Judge's court order, only the two of you do. Here's an example in case you are confused: Credit Card #1 Balance $3, In husband's name only Husband is only person who signed for services. In divorce court, the Judge orders both the husband and wife to split this debt equally, with each party paying $1, of the debt. It is ordered this payoff is to be done withing 45 days of the filing of the order. Two months has passed and no payment has been made to the Creditor so they proceed with legal action. They take the Husband to court for non payment of the debt in a total of $3. Woman wants sex tonight Sand Springs Montana
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